Credit Assistant at CPF Consulting

Ref: ASSL/CA/24

Job purpose:

• This role is responsible in assisting credit section operations which include advising members on credit matters, appraisal and approval of loans, timely accounts reconciliations and loan collections

Key duties and responsibilities:

• Monitor clients loan performance and ensure compliance to the Society’s policy and regulatory guidelines
• Provide Data for the realization of assets and attachment of loans to guarantors
• Carry out remedial measures and active recoveries on defaulted loans
• Appraise member loans and businesses and provide recommendations
• Communicate and issue default notices in line with the Society’s policy.
• Appraise loans and carry out field visits for appraisal for business or non-check off loans
• Initiate and implement timely recovery procedures on defaulted loans
• Follow up on non-check off member’s deposit and loan payment.
• Advise members on payment plans and loan restructuring options.
• Oversee the attachment, recovery, and guarantor management of defaulter loans.
• Timely Listing and delisting of members on CRB
• Liaise with external debt collectors and auctioneers on defaulted loan recoveries.
• Generate and submit timely credit reports to aid decision making
• Preform any other duties that may be assigned from time to time
• Support the Credit Officer in Loan Processing.
• Prepare Monthly, Quarterly and Annual Credit reports
• Perform any other duties as may be assigned from time to time

Knowledge, experience, and qualifications required
Academic and Professional Qualifications/Memberships to professional bodies:

• Diploma in Credit Management /Co-operative Management / Banking / Finance or a businessrelated field.
• Minimum Professional Qualification of CPA Part 2 or CCP part 2 or ACCA Level 2

Experience Required:

• At least one years’ relevant experience in finance service industry
• Experience in the Sacco Sector will be an added advantage

Role Competencies
Technical Competencies: 

• Financial Statement Analysis
• Proficient in computer techniques
• Business processes
• Report writing
• Good negotiator

Behavioral Competencies:

• Customer Focus
• Proactive
• Collaborator and Team player
• Person of integrity
• Results Driven